Business Insurance

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Protect your business

  • Industry specific cover tailored to your business
  • Interest-free payments and no administration fees
  • Range of cover limits to suit all types of businesses


Immediate cover for your business

Most business owners don’t realise they can be liable for a whole range of accidents and issues, even if they seem unfair. With our tailored insurance, you can build a level of cover to protect against the specific risks your business faces. Choose from flexible insurance products that cover everything from digital threats to workplace injuries and costly legal action.

Our core business insurance products include:

  • Professional indemnity
  • Public liability
  • Employers’ liability
  • Commercial legal protection insurance

Who is business insurance for?

Anyone who provides a professional service and could have claims brought against them by a client.

  • Sole traders, freelancers and contractors
  • Limited companies and limited liability partnerships
  • Anyone who provides expertise, skills or advice to clients

Why do you need business insurance?

  • Negligence – being careless in your work, such as giving bad advice or making a mistake
  • Infringement of intellectual property rights – for example re-using content from a website without permission
  • Defamation – making false or damaging claims about a person or organisation
  • Breach of confidence – sharing confidential or commercially sensitive information without consent

How much business insurance cover should you consider?

  • We can provide a range of covers to suit your business needs
  • The level of cover you need depends on the risks your business faces
  • You should consider how much legal fees and compensation could cost you
  • It’s worth checking if your clients’ contracts require you to have a minimum level of cover